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  1. Real Estate
    I came across this company Lotly that offers a shared down payment program. The way it works is that: I put in 5% down payment, and Lotly put in another 15% down payment. I can use all this money to buy a place. I will pay for all monthly costs like mortgages & maintenance. I get to keep all...
  2. Real Estate
    Hello Everyone, I am in a unique situation where I have room in my RRSP but I have also want to provide down-payment for my house. Unfortunately, I can not choose both, now I am in the dilemma of should I save/defer tax by adding in my RRSP or pay tax and keep money for my down-payment in...
  3. Real Estate
    I bet on the housing bubble and lost. Although I've done reasonably well investing in the globally diversified index portfolio while renting I sure didn't make even close to as much as I would have from buying anything or anywhere in Canada (barring AB I suppose). So I'm stuck at what to do at...
  4. Real Estate
    If I sell my principal Residence to buy a more expensive principal Residence. Do I have to pay capital gain tax on sale of principal residence sale?
  5. Real Estate
    I am looking at renting out my first home, and purchasing another rental home. I opened up an account with simplii financial, that I plan on moving everything income property related over to. This seems like the most convenient thing to do for manageability. I've read some people that place...
  6. Real Estate
    Hi guys, I am looking into becoming real estate agent. A topic that comes to mind is how do you guys get leads? I know referrals can be vital in growing your clientele. How were you guys able to land your first couple leads when you were starting out? What are your thoughts about lead...
  7. Real Estate
    Do any of you use free online calculators for real estate agents? Ex: commission calculators, mortgage calculators, etc. If so, could you list what you think are the most useful ones? Any input would be greatly appreciated. Thanks! J
  8. Real Estate
    We currently have a 2 bedroom condo in Toronto. Ideally, we would like to keep our condo as we purchase a home for our growing family. Our current condo mortgages, fees, and property taxes would be covered by renting it. What are some good resources when considering on getting a second home...
  9. Real Estate
    Hello, I am married and own a home. My wife lives with me, but is not on the title of the home that we live in. I also bought a preconstruction condo which will be closing in about a month. My wife has been on maternity leave for the past 10 months so her income for this tax year is...
  10. Real Estate
    Hi, is it a good idea to invest in real estate outside of Canada? Sometime ago I once had the opportunity to deal with a certain Spanish lady who was doing something with setting up a boutique hotel in Sri Lanka. I have absolutely no clue the ownership percentage of the hotel, whether it was...
  11. Real Estate
    Hey serial investors Happy bank holiday weekend! So I am an independent consultant and after risking the security of not having a ‘full-time’ job despite having a single income family and working really hard over the last few years, I was lucky to save some money that I would like to invest in...
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