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  1. Pandemic Pay: what should I do?

    General Personal Finance Talk
    Hi guys! So I'm a Registered Nurse who worked through the pandemic. I'm about to receive my pandemic pay soon and wanted some advice on where I should place this money. So I will roughly be getting between $3,000-$4,000. So should I be putting this money into my OSAP which has high interest and...
  2. Is paying back loan a sign of good credits?

    General Personal Finance Talk
    Hi All. I have always been debt-free with a decent job. I see people taking loans for all kinds of reasons: cars, houses, education, marriage, etc. .. They say paying back loans on a regular basis adds positively to your credit history. Does it? Please clarify that to me. Why would I have to...
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