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  1. Taxation
    My wife and I have maxed out our tfsas. My income is much higher than hers. I was thinking of transferring her some money in order to invest in a regular trading account. Do I have to give this to her in a form of a loan so that the gains get taxed under her marginal rate? Or can I just give...
  2. Taxation
    Hi, if I have an investment that I am writing off the interest on the debt I used to buy the investment.... whenI sell the investment can the capital gain be claimed by my spouse if it is a joint asset or must it be claimed by myself? My understanding is I must pay tax for any dividends or...
  3. Investing
    Hi All! I have applied for Canadian immigration few months back and expecting to get an answer shortly, hopefully a positive one :) When I arrive in Canada, I plan to bring with me C$ 500,000. so I have few questions here, hoping that you guys can help answering them... 1- What's the best way...
  4. Investing
    Hi there . there is a new website/platform (company) that uses a virtual currency called RBD ( 1 RBD = 1 usd) . the company gives a bonus of 120 RBD after completing some easy tasks such as sharing via social media and making a video about them ...etc . How does it work? well; the bunus is not...
  5. Investing
    I had saved up for a house, but have decided to re-locate for around 1.5 years to another country. So now I have my savings and I am looking at the best option to invest the saved up down payment which is around $100k in a Mississauga or a Milton home. Now I have seen on this board that...
  6. Taxation
    I was hoping to get some clarification on what my Accountant considers a “grey area” with Canada Revenue Agency (CRA), with respect to CRA's application of Capital Gains treatment for people buying and selling stocks with some frequency. After reading articles and bulletins online explaining...
  7. Investing
    Invest money internet stock Every body have been looking for this kind of opportunity that you have today you want to know what I am talking about? I will tell you, so many people in the world have been looking for a site like this which can enable you to invest your money and get more some...
  8. General Personal Finance Talk
    Hi everyone, I just want to get some feedback regarding investing on your own. I invest on my own and I love doing it. I want to teach others how to. But it seems like there is this brick wall preventing people. I just want to get some of your insight as to what you think are the...
  9. Investing
    Good morning all, I have been viewing this forum and MillionDollarJourney over the last few months while I have been educating myself in the world of stock investing. Although I am fairly financially savvy but I haven't focused on investing up until now. I am primarily looking at beginning to...
  10. Investing
    Let me describe the situation that both and I a friend are in and are looking to get an investment interest only loan to allow us to withdrawal our dividends in the future. We have a re-advancable HELOC and have been using that as an investment loan to buy dividend paying stocks. At the same...
  11. Investing
    Hi There, I have the opportunity to borrow $50k at prime divided by 2 with payments as low as interest only. My plan is to leverage these funds to invest in income genrating stocks/trust units and use the monthly income to payback borrowed money. We are comfortable with the risks...
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