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  1. General Personal Finance Talk
    Hi Folks, I am in my early 20's and have established a decent portfolio that is 100% in equities. My current mix is ~70% Canadian, and 30% US. Within the mix, my Canadian exposure is 40% Energy, 10% Telecom, 25% Financial, and 25% in the rest of the Cdn. economy lol. My US exposure consists...
  2. Investing
    OK so after paying off the mortgage, I've decided in my usual bland way to start investing within a TFSA. After doing some research, I decided to go with the ultra low fees of TD's e-series funds, figuring that at least there were no fees past MERs. Over the past week, I've placed orders for a...
  3. Investing
    My retirement accounts are all indexed using a "couch potato" strategy - allocated among Canadian and US equities and a Canadian bond index fund. At what point does it make sense to move to ETFs? If I compare the MER, the index funds cost 66 basis points per year, and I could assemble a...
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