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  1. Chunk of money - should I pay debt or add to first house down payment?

    General Personal Finance Talk
    Hello! My husband and I just got married less than 3 weeks ago. We received several cash gifts from guests at the wedding. We also went on a 2-week long honeymoon (rather expensive to Scotland and Ireland - wanted to get it done and meet family there before having kids!). We are now at the...
  2. With $6000 budget, I am trying to buy a permanent home in Ontario, I don't care where

    Real Estate
    With $6000 budget, I am trying to buy a permanent home in Ontario, I don't care where. I checked Realtor.ca & Kijiji, but they haven't been helpful. I am on welfare, so it doesn't matter where I live. I am just trying to buy the cheapest home I can. Where can I see homes on sale at the far north...
  3. $100k and no home. Looking to invest.

    Real Estate
    I recently sold my Toronto condo and saved up for a downpayment on a Mississauga home. However, I am having second thoughts as I feel the price of Mississauga homes and GTA in general are overvalued. Specially with the low interest rates, the 3BR semi-detached I am looking at are around $550+ I...
  4. Utilities cheap electricity gas water edmonton alberta

    Frugality
    Hi, I am buying a home in west edmonton alberta. Can you let me know for each of the following which company I should go with to get cheapest? I and another tenant will be staying. So, we wont be using much. I dont know anything about the companies and I am new to all this. I want with cheapest...
  5. Buying a house when moving to another town/city

    Real Estate
    I have a question regarding buying a home. My wife and I live in Happy Valley - Goose Bay, NL, and the prices of homes here are really high. We moved here to live with our family in order to save money for a down payment on a home. We are planning on moving back to PEI or another maritime...
  6. Tips for Buying a New Home

    Real Estate
    So, I thought I'd share some of my new home buying tips in the hopes that others will avoid the same mistakes. I'd like this thread to focus on the house purchase itself (not on whether or not it's a good time to buy). Here are my tips: -Low-E windows can melt vinyl siding (even in chilly...
  7. How many years to be mortgage free?

    Real Estate
    I've recently read a story about a couple who paid off their principal mortgage in 3 years. "How we paid off our house in three years" http://www.canadianbusiness.com/my_money/investing/article.jsp?content=20060704_150040_5240&page=1 I know this story is rather extreme, but what is your...
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