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  1. Taxation
    Hello, I have a question about my wives Home Buyers Plan (HBP) for her 2019 taxes. She has an outstanding balance of roughly $10K to the HBP, and about 10 years to repay it. We are now a single income family, her income is $0. Are there any tax strategies to get around her HBP repayments now...
    hbp hbp rrsp tax strategy
  2. General Personal Finance Talk
    My wife and I both used the Home Buyer's Plan (HBP) to buy our place in 2009. Next year (tax year 2011) we will need to start repaying. However, our income situation is quite different from before. [For the discussion below to make the math easier, assume $15,000 each for the HBP.] Scenario #1...
    hbp rrsp
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