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  1. General Personal Finance Talk
    My fixed mortgage at 2.69% is up April 2020 where lump sum payments dont affect current interest payments. I have 15k sitting in my chequings account and 8k in a cheesy lowest interest ever TFSA. I have seen GIC ads for 3% interest for a one year term and am curious if I would be better off...
  2. General Personal Finance Talk
    Hi there, What are some risk free (or relatively low risk) investment account I would be able to purchase through td waterhouse? Basically, I have a td warterhouse account for my business (I only widthdraw a portion through dividend and leave the rest in the business after paying business tax)...
  3. General Personal Finance Talk
    Ok, here is our situation. I am a nursing student, soon to be graduated in 1.5 years at which point I will join the full time work force (oh joy!). My partner makes around $80,000/year. He does not like money talk, and until I came along had been accruing credit card debt. He struggles with...
  4. Real Estate
    I currently have about $30,000 to invest. I am looking for a safe investment, as I'll need that money for a down payment in about two to three years. I am considering two options: a) Invest in GIC (approx. 1.6% to 2% for 2 to 3 year term) b) Pay down the mortgage on a cash-flow positive...
  5. Investing
    I tried searching "GIC" but it said it found nothing which I find difficult to believe! Can anyone tell me where I can find a good comparison of GIC rates? I'm looking at starting a ladder as part of my portfolio and want to get the most bang for my bucks.
  6. Investing
    Hello: I have some questions for the forum re: index-linked GICs. I have some funds that I will need in two years. I want them to get (or at least have chance of getting) better than the 2.2% top rate for high interest savings. Need the principal in two years so can't risk a loss. My questions...
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