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  1. General Personal Finance Talk
    My first child was just born and I am trying to open an RESP. I was considering using the "Family" plan, which allows pooling the RESPs of all children in the family, for future children. Thing is, my wife is 22 and we could still have children until she is, say, 42. The RESP rules state that...
  2. Investing
    Any one interested investing VR&AR Eduation? Immersive English Learning? Victoria BC Infusion Edutainment VR & AR Research and Developing Company. We are located in Victoria BC, Canada. We have been in operating since November 2016. Currently we are in operation as a successful Virtual Reality...
  3. General Personal Finance Talk
    Hi All, First time posting but I've been browsing the forum for quite a while. In a nutshell... My father recently passed away and he had a life insurance policy for myself and my two siblings in the amount of $850,000. This policy will be split unequally among the three of us, my brother will...
  4. General Personal Finance Talk
    Working in the financial services industry I have learned that 90% of people do not understand how their insurance policies work. Why do you think this is? If anyone is looking to find out how their insurance policy works I would be happy to inform them. Most people are spending way to much...
  5. General Personal Finance Talk
    Hello Everyone, I've been browsing these forums for a while but have never posted. I find a lot of good advice and opinions on here - though sometimes contradictory, it is always nice to see both sides to every coin. I think I may be a unique case in terms of how frugal I have managed to be...
  6. Money Diaries
    Our daughter has just turned three. We have ~6K in her RESP account. We put $100/month into it. We have equities at the moment, mainly dividend paying. I'm not sure what the return rate will be/is, but just out of curiousity I calculated how much she would have in 15 years if we kept the...
  7. General Personal Finance Talk
    I recently saw an advertisement for the Queens University accelerated MBA program (for students that studied business in undergrad). There is part of me that is interested in such a program, so a read some of the marketing materials and found that the cost of the program is $64,000. This is...
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