Hi, I am a new investor. I opened a TFSA account with TD and invested in their e-series index funds by following the couchpotato strategy. I evenly distributed $10000 across all 4 usual index funds. So, each had a book value of $2500. Within a week, I see the total market value dropped down to...

My retirement accounts are all indexed using a "couch potato" strategy - allocated among Canadian and US equities and a Canadian bond index fund. At what point does it make sense to move to ETFs? If I compare the MER, the index funds cost 66 basis points per year, and I could assemble a...