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  1. General Personal Finance Talk
    Hi everyone: A bank offer me 5.99% personal loan for up to $10000 and up to 3 years (NOT a Line Of Credit, so it is like a mortgage, where payment is a blend of interest and principal). Is it a good idea I borrow this money to invest in this REIT, which pay around 8% dividend ? I am aware I...
  2. Investing
    Hi, I have access to a line of credit with my bank at 7.31%. I was thinking of taking out some money and use it to invest in an etf like XML (ISHARES EDGE MSCI MIN VOL EAFE INDEX ETF (CAD-HEDGED)) which pays 8.1% in dividends (MER 0.37%) and use the dividend payments to pay off the monthly...
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