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  1. General Personal Finance Talk
    I hope this is the right forum for this topic, and if not, perhaps someone can forward me to the correct one. I’m at the crossroads of a major life decision and am looking to pull opinions from the intelligent people on the Canadian Money Forum. 🙏 I’m 55, and have been through a divorce that...
  2. General Personal Finance Talk
    As you can see this is a throwaway account. So within the past month, I took out loans to pay for my credit card. This, however, resulted me into gambling hoping to win to pay out the loans I took. This ended up turning into a vicious cycle. I took out loans to pay my credit card bills that was...
  3. Taxation
    Hi all, My brother and I are looking at starting a small billboard advertising business in our home town. The boards will be similar to the pattison boards. A bit of info: - We will be financing and building the signs ourselves. - No other employees/owners other than myself and my brother...
  4. General Personal Finance Talk
    Hi all, This is my first time posting here. So when I was in my early 20's my Dad freaked out on me for not wanting a real job... I told him I wanted to invest and of course he said get a real job and by that he meant an office job. I've never been one for 9-5's and while I tried it out, it...
  5. General Personal Finance Talk
    Hi there, any advice would be appreciated. My husband and I are planning to buy our first house within the next year and a half. We are moving in 6 months and will look to buy after that. We recently got a settlement of 25K and I'm unsure of what to do with the money until it can be...
  6. General Personal Finance Talk
    Hi everyone. It's my first time on this site. I was hoping to get advice about getting into a trade job. I'm a 33 year old certified teacher in Ontario, and have been doing supply teaching for the past 2 years. We make about $32/hour before deductions. I've had several gigs as a full time...
  7. Investing
    I am an upper-year University student, and I would like to get my toe in the water investing in equities with $4000 I currently hold; my background is strong in math, and I have a strong grasp of financials and world news (been reading the paper cover-to-cover for 6 years, every day). I am...
  8. Investing
    Hi everyone, I'm new to managing my own funds. I've had mutual funds in the past and even a highly paid broker but I've decided to go full index couch potato. As I'm new, I was hoping to get some feedback not only about my choices but also about some feedback about logistics of it all. I've...
  9. Money Diaries
    Hello, So I started working on Coronation Alberta in May (Small town (1000ppl) East of Red Deer, East of Stettler). Ive been renting at a town nearby (I have a company truck so its not really an expense) and recently have been looking to buy something. Now, here is the HUGE caveat: I only want...
  10. General Personal Finance Talk
    Since 2010 things have gone south financially for my family. As a combination of loosing our jobs, wrong decisions (trusting the wrong people) and perhaps the economy we lost pretty much most of our invested money. I try to look back to this period without emotions but that is hard because...
  11. General Personal Finance Talk
    I am a thirty year old male looking to learn the skills required to attain financial freedom. I am literally starting from zero, well actually less than zero (my current net worth is about negative $18k) and looking to rise to financial independence in a hurry. On the bright side, I have...
  12. General Personal Finance Talk
    If I bail out of our actively managed mutual fund, will we pay capital gain/loss on the total ACB for all the funds or will each individual fund be treated separately? The total dollar amount is spread between Can.,US, International etc. Some of the funds have a gain some a loss but all together...
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